Paying the Price
By:Richard J. Roth, Sr.,Howard Kunreuther
Published on 1998-08-09 by Joseph Henry Press
This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disasters--and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.
This Book was ranked at 23 by Google Books for keyword Insurance.
Book ID of Paying the Price's Books is 4fC5yAEACAAJ, Book which was written byRichard J. Roth, Sr.,Howard Kunreutherhave ETAG "z46WZhvjtF8"
Book which was published by Joseph Henry Press since 1998-08-09 have ISBNs, ISBN 13 Code is 9780309063616 and ISBN 10 Code is 0309063612
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